.page-disclaimer {
  --disclaimer-bg: var(--color-dark-blue, #0A192F);
  --disclaimer-card-bg: var(--color-deep-indigo, #1A1A2E);
  --disclaimer-gold: var(--color-gold, #FFD700);
  --disclaimer-dark-gold: var(--color-dark-gold, #C5A55A);
  --disclaimer-silver: var(--color-silver, #B0BEC5);
  --disclaimer-white: var(--color-white, #F5F5F5);
  --disclaimer-radius: 0.75rem;
  --disclaimer-border-color: rgba(197, 165, 90, 0.25);
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  max-width: 100%;
  margin: 0 auto;
  padding: 1.25rem 1rem 2rem;
  background: var(--disclaimer-bg);
  color: var(--disclaimer-white);
  font-family: var(--font-body, 'Inter', 'Segoe UI', system-ui, sans-serif);
  font-size: var(--font-size-body, 1rem);
  line-height: 1.6;
  min-height: 60vh;
}
.page-disclaimer .breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8125rem;
  color: var(--disclaimer-silver);
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--disclaimer-border-color);
  margin-bottom: 0.5rem;
}
.page-disclaimer .breadcrumb a {
  color: var(--disclaimer-dark-gold);
  text-decoration: none;
  transition: color 0.2s ease;
}
.page-disclaimer .breadcrumb a:hover,
.page-disclaimer .breadcrumb a:focus-visible {
  color: var(--disclaimer-gold);
  text-decoration: underline;
}
.page-disclaimer .breadcrumb-sep {
  color: var(--disclaimer-silver);
  opacity: 0.6;
  user-select: none;
}
.page-disclaimer .disclaimer-header {
  padding: 0.75rem 0 0.25rem;
}
.page-disclaimer .disclaimer-header h1 {
  font-family: var(--font-heading, 'Poppins', 'Helvetica Neue', Arial, sans-serif);
  font-size: clamp(1.75rem, 5vw, 3rem);
  font-weight: 800;
  font-style: italic;
  letter-spacing: -0.02em;
  color: var(--disclaimer-white);
  margin: 0 0 0.5rem;
  line-height: 1.15;
  position: relative;
}
.page-disclaimer .disclaimer-header h1::after {
  content: '';
  display: block;
  width: 3rem;
  height: 4px;
  background: linear-gradient(90deg, var(--disclaimer-gold), var(--disclaimer-dark-gold));
  margin-top: 0.75rem;
  border-radius: 2px;
}
.page-disclaimer .disclaimer-subtitle {
  font-size: clamp(0.9375rem, 1.2vw, 1.0625rem);
  color: var(--disclaimer-silver);
  max-width: 48rem;
  margin: 0.75rem 0 0;
  line-height: 1.5;
}
.page-disclaimer .terms-list {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  padding: 0.5rem 0;
}
.page-disclaimer .term-item {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  background: var(--disclaimer-card-bg);
  border-radius: var(--disclaimer-radius);
  padding: 1.25rem 1.25rem 1.5rem;
  border: 1px solid var(--disclaimer-border-color);
  transition: border-color 0.3s ease, box-shadow 0.3s ease;
}
.page-disclaimer .term-item:focus-within,
.page-disclaimer .term-item:hover {
  border-color: rgba(197, 165, 90, 0.5);
  box-shadow: 0 0 0 1px rgba(197, 165, 90, 0.15);
}
.page-disclaimer .term-number {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.75rem;
  height: 2.75rem;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(255, 215, 0, 0.15), rgba(197, 165, 90, 0.08));
  color: var(--disclaimer-gold);
  font-family: var(--font-data, 'JetBrains Mono', 'Courier New', monospace);
  font-size: 1.125rem;
  font-weight: 600;
  border: 1px solid rgba(255, 215, 0, 0.3);
  margin-bottom: 0.25rem;
  user-select: none;
}
.page-disclaimer .term-content {
  flex: 1;
  min-width: 0;
}
.page-disclaimer .term-content h2 {
  font-family: var(--font-heading, 'Poppins', 'Helvetica Neue', Arial, sans-serif);
  font-size: clamp(1.125rem, 2.5vw, 1.5rem);
  font-weight: 700;
  color: var(--disclaimer-white);
  margin: 0 0 0.375rem;
  line-height: 1.25;
}
.page-disclaimer .term-summary {
  font-size: clamp(0.9375rem, 1.1vw, 1.0625rem);
  color: var(--disclaimer-silver);
  margin: 0 0 0.5rem;
  line-height: 1.5;
}
.page-disclaimer .term-details {
  margin-top: 0.375rem;
  border-top: 1px solid rgba(197, 165, 90, 0.15);
  padding-top: 0.625rem;
}
.page-disclaimer .term-details summary {
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  font-family: var(--font-body, 'Inter', 'Segoe UI', system-ui, sans-serif);
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--disclaimer-dark-gold);
  padding: 0.25rem 0;
  border-radius: 0.25rem;
  transition: color 0.2s ease;
  list-style: none;
}
.page-disclaimer .term-details summary::-webkit-details-marker {
  display: none;
}
.page-disclaimer .term-details summary::before {
  content: '+';
  display: inline-block;
  font-family: var(--font-data, 'JetBrains Mono', 'Courier New', monospace);
  font-size: 1rem;
  font-weight: 600;
  color: var(--disclaimer-gold);
  width: 1.25rem;
  text-align: center;
  transition: transform 0.2s ease;
}
.page-disclaimer .term-details[open] summary::before {
  content: '−';
}
.page-disclaimer .term-details summary:hover,
.page-disclaimer .term-details summary:focus-visible {
  color: var(--disclaimer-gold);
  outline: none;
  text-decoration: underline;
}
.page-disclaimer .term-details[open] summary {
  color: var(--disclaimer-gold);
}
.page-disclaimer .details-body {
  padding: 0.75rem 0 0 1.75rem;
  font-size: clamp(0.875rem, 1vw, 0.9375rem);
  color: var(--disclaimer-silver);
  line-height: 1.65;
}
.page-disclaimer .details-body p {
  margin: 0 0 0.625rem;
}
.page-disclaimer .details-body p:last-child {
  margin-bottom: 0;
}
.page-disclaimer .details-body ul {
  margin: 0.375rem 0 0.625rem;
  padding-left: 1.25rem;
  list-style: none;
}
.page-disclaimer .details-body ul li {
  position: relative;
  padding-left: 1rem;
  margin-bottom: 0.375rem;
}
.page-disclaimer .details-body ul li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--disclaimer-dark-gold);
  font-weight: 300;
}
.page-disclaimer .details-body a {
  color: var(--disclaimer-gold);
  text-decoration: underline;
  text-underline-offset: 2px;
  transition: color 0.2s ease;
}
.page-disclaimer .details-body a:hover,
.page-disclaimer .details-body a:focus-visible {
  color: var(--disclaimer-white);
}
.page-disclaimer .contact-list {
  list-style: none;
  padding: 0;
  margin: 0 0 0.5rem;
}
.page-disclaimer .contact-list li {
  padding: 0.375rem 0;
  border-bottom: 1px solid rgba(197, 165, 90, 0.1);
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem 0.5rem;
  font-size: 0.9375rem;
}
.page-disclaimer .contact-list li:last-child {
  border-bottom: none;
}
.page-disclaimer .contact-list li strong {
  color: var(--disclaimer-white);
  font-weight: 600;
  min-width: 5.5rem;
}
.page-disclaimer .contact-note {
  color: var(--disclaimer-silver);
  font-size: 0.8125rem;
  opacity: 0.8;
  font-style: italic;
}
.page-disclaimer .disclaimer-footer-img {
  margin-top: 0.5rem;
  border-radius: var(--disclaimer-radius);
  overflow: hidden;
  border: 1px solid var(--disclaimer-border-color);
}
.page-disclaimer .footer-decoration {
  display: block;
  width: 100%;
  height: auto;
  max-width: 100%;
  object-fit: cover;
  background: var(--disclaimer-card-bg);
  min-height: 80px;
}
@media (min-width: 640px) {
  .page-disclaimer {
    padding: 1.5rem 2rem 2.5rem;
    gap: 1.75rem;
  }
  .page-disclaimer .term-item {
    flex-direction: row;
    align-items: flex-start;
    gap: 1.25rem;
    padding: 1.5rem 1.75rem 1.75rem;
  }
  .page-disclaimer .term-number {
    width: 3.25rem;
    height: 3.25rem;
    font-size: 1.25rem;
    margin-bottom: 0;
    margin-top: 0.125rem;
  }
  .page-disclaimer .term-content h2 {
    margin-top: 0;
  }
  .page-disclaimer .details-body {
    padding-left: 0;
  }
}
@media (min-width: 1024px) {
  .page-disclaimer {
    max-width: 920px;
    padding: 2rem 2.5rem 3rem;
    gap: 2rem;
  }
  .page-disclaimer .breadcrumb {
    font-size: 0.875rem;
  }
  .page-disclaimer .disclaimer-header h1 {
    font-size: clamp(2.25rem, 4vw, 3.25rem);
  }
  .page-disclaimer .terms-list {
    gap: 1.75rem;
  }
  .page-disclaimer .term-item {
    padding: 1.75rem 2rem 2rem;
    gap: 1.5rem;
  }
  .page-disclaimer .term-number {
    width: 3.5rem;
    height: 3.5rem;
    font-size: 1.375rem;
  }
  .page-disclaimer .disclaimer-footer-img {
    margin-top: 0.75rem;
  }
}
@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .term-item,
  .page-disclaimer .breadcrumb a,
  .page-disclaimer .term-details summary {
    transition: none;
  }
}
</<PAGE_CSS>>